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Jim had a decision to make on what to get his wife for Valentines Day. He knew there was one thing she really wanted. That was a hot tub. Jim had no intention of buying it. He couldn't afford it. Instead he went to the flower store and found a perfect dozen of roses for $40. The only thing of value he had on him was his credit card. He then passed his card over to the cashier. She swiped it and told Jim it was rejected. He was shocked and said to try again. After the second attempt, same thing. He then went to the bank to check his account. What he learned was his card has been maxed out by his wife. Valentines day had come and it was time to exchange gifts. His wife looked around the house and saw no hot tub. Right away she asked Jim “Did you know what I wanted for Valentines day?” Jim replied “Yeah, a kick in the ass!”
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